Privacy Policy — Smart Money Pros

1. Who we are

Smart Money Pros ("Smart Money Pros," "we," "us," or "our") is a brand operated by Sander Puerto and Aracely Puerto, residents of the State of Florida, United States. This Privacy Policy explains how we collect, use, disclose, and protect information about visitors to our websites and members of our agent community.

2. Information we collect

We collect information you provide directly to us, including:

Name, email address, and phone number when you submit a form, request a training, or create an account.
The name of the person who invited you, when applicable.
Profile information you choose to provide inside the member area.
Communications you send to us (support requests, replies to emails, etc.).

We also automatically collect limited technical information such as your IP address, device and browser type, pages viewed, and timestamps, including via cookies and similar technologies.

3. How we use information

To operate the website, member portal, and trainings.
To follow up with you about becoming a licensed life insurance agent and joining our team.
To send service announcements, educational content, and marketing communications (you can opt out at any time).
To prevent fraud, abuse, and unauthorized access.
To comply with legal, tax, and regulatory obligations.

4. How we share information

We do not sell your personal information. We may share it with: (a) service providers that host, secure, or support our platform (e.g., hosting, email, payments, analytics); (b) the Independent Marketing Organization (IMO) and insurance carriers in connection with your licensing and contracting if you choose to move forward; and (c) authorities when required by law.

5. Cookies

We use cookies and similar technologies to keep you signed in, remember your preferences, and measure how our site is used. You can control cookies through your browser settings; disabling them may affect site functionality.

6. Your choices

You can request access, correction, or deletion of your personal information by emailing us at [email protected]. You can unsubscribe from marketing emails at any time using the link in any message. We will respond within a reasonable timeframe, subject to legal recordkeeping obligations.

7. Data retention & security

We retain personal information for as long as needed to provide our services and meet legal obligations. We use industry-standard safeguards to protect your information, but no method of transmission or storage is 100% secure.

8. Children

Our services are not directed to children under 18, and we do not knowingly collect personal information from minors.

9. Changes to this policy

We may update this Privacy Policy from time to time. The "Last updated" date at the top of this page reflects the most recent revision.

10. Contact

Smart Money Pros · State of Florida, USA · [email protected]